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$599,000
Available - For Sale
Listing ID: X12231645
40 Elgin Stre North , Cambridge, N1R 5G9, Waterloo


Charming Opportunity in Central Cambridge -Welcome to 40 Elgin Street North, a Bungalow offering versatile living space for investors, multi-generational families, or savvy buyers looking to offset their mortgage. Located in the heart of Cambridge, this property blends convenience, functionality, and income potential in a desirable and walkable neighborhood.Thoughtfully Designed Main Floor Living The main level features a bright and spacious 2-bedroom layout with a large open-concept living and dining area finished in stylish laminate flooring and filled with natural light from oversized windows. The kitchen offers practical tile flooring, white appliances, and ample cabinet space ideal for home-cooked meals or entertaining guests. A 4-piece bathroom with a window and tiled floor adds both function and comfort.Each bedroom is generously sized with laminate flooring, closets, and large windows perfect for restful retreats or working from home. The main foyer includes a convenient closet for coats and storage.Self-Contained Basement SuiteThe lower level includes a private in-law suite with its own kitchen, 3-piece bathroom, and a versatile den/bedroom space featuring vinyl flooring, a closet, and a window. The kitchen is combined with a living/sleeping area and equipped with a white fridge and stove, making it ideal for extended family or rental income. Laundry is shared between units for added convenience.Unbeatable Central Location Nestled in the Galt neighborhood, this home offers easy access to everything Cambridge has to offer. Enjoy walking distance to downtown Galt, Soper Park, Cambridge Memorial Hospital, and local schools. The property is also just minutes to highways 8and 24, public transit, and the Grand River trails making commuting and leisure a breeze.Whether you're looking to live in one unit and rent the other, house extended family, or expand your investment portfolio, 40Elgin St N offers exceptional value in a central location.
Price $599,000
Taxes: $3413.00
Assessment Year: 2025
Occupancy: Tenant
Address: 40 Elgin Stre North , Cambridge, N1R 5G9, Waterloo
Directions/Cross Streets: Dundas St N and Elgin St N
Rooms: 5
Rooms +: 4
Bedrooms: 2
Bedrooms +: 1
Family Room: F
Basement: Apartment, Separate Ent
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Kitchen 8.5 11.05 Tile Floor, Window
Room 2 Main Bathroom 7.77 6.07 Tile Floor, Window, 4 Pc Bath
Room 3 Main Primary B 16.37 10.89 Laminate, Closet, Window
Room 4 Main Bedroom 2 16.63 10.96 Laminate, Closet, W/O To Patio
Room 5 Main Living Ro 17.78 10.96 Laminate, Large Window, Combined w/Dining
Room 6 Main Dining Ro 10.96 17.81 Laminate, Large Window, Combined w/Living
Room 7 Basement Laundry 18.2 6.56
Room 8 Basement Kitchen 18.24 9.15 Tile Floor, Window, Open Concept
Room 9 Basement Living Ro 18.24 9.15 Vinyl Floor, Open Concept
Room 10 Basement Bathroom 7.02 5.67 Tile Floor, 3 Pc Bath, Window
Room 11 Basement Bedroom 9.09 8.07 Vinyl Floor, Window, Closet
Washroom Type No. of Pieces Level
Washroom Type 1 4 Main
Washroom Type 2 3 Basement
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Washroom Type 6 4 Main
Washroom Type 7 3 Basement
Washroom Type 8 0
Washroom Type 9 0
Washroom Type 10 0
Total Area: 0.00
Approximatly Age: 51-99
Property Type: Detached
Style: Bungalow
Exterior: Brick, Concrete Block
Garage Type: None
(Parking/)Drive: Private Tr
Drive Parking Spaces: 3
Park #1
Parking Type: Private Tr
Park #2
Parking Type: Private Tr
Pool: None
Approximatly Age: 51-99
Approximatly Square Footage: 700-1100
Property Features: Public Trans
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: N
Heat Type: Forced Air
Central Air Conditioning: Central Air
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
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Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
CITYSCAPE REAL ESTATE LTD.
Personal Picture
Wally Islam
Real Estate Broker
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At a Glance:
Type: Freehold - Detached
Area: Waterloo
Municipality: Cambridge
Neighbourhood: Dufferin Grove
Style: Bungalow
Lot Size: x 137.65(Feet)
Approximate Age: 51-99
Tax: $3,413
Maintenance Fee: $0
Beds: 2+1
Baths: 2
Garage: 0
Fireplace: N
Air Conditioning:
Pool: None
Locatin Map:
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